Comprehensive mortgage and real estate investment analysis for informed property decisions.
Mortgage Calculator
Analysis Results
$2,281
Monthly Payment
Principal, Interest, Taxes & Insurance
Principal & Interest
$1,824
Property Tax
$375
Home Insurance
$100
Total Interest Paid
$296,616
Investment Metrics
Cash Flow
$245/mo
Cap Rate
5.2%
Cash on Cash ROI
8.7%
Total ROI
214%
Affordability Metrics
Maximum Home Price
$485,000
Debt-to-Income Ratio
32%
Loan Qualification
Approved
Recommended Price Range
$400K – $485K
Property Summary
Loan Amount
$360,000
Interest Rate
4.5%
Loan Term
30 years
Pay-off Date
May 2054
How It Works
Our calculator uses industry-standard formulas to analyze mortgage payments, investment returns, and affordability based on your specific financial situation.
Save Money
Compare different loan terms and down payment options to find the most cost-effective mortgage solution for your needs.
Important Note
These calculations are estimates. Actual loan terms may vary based on your credit score, lender policies, and market conditions.